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The Directory is for general information only. Some of the information in the Directory has been provided by external sources and is subject to change at any time. The Investor and Financial Education Council ("IFEC") is not responsible for the accuracy, reliability or timeliness of the information supplied by external sources. The IFEC gives no statement, representation, warranty or guarantee, express or implied, as to the accuracy or appropriateness of the Directory for use in any particular circumstances. The IFEC accepts no liability (howsoever caused) for the information contained in the Directory. The IFEC is not responsible for any loss or damages whatsoever arising out of or in connection with any such information in the Directory. Users wishing to rely upon this information should consult directly with the source of the information. Content provided by external sources is not subject to the Liability Statements, Privacy Policy and Hyperlink Policy of the IFEC website (www.ifec.org.hk).